Lay-by Terms & Conditions

Minimum Value

Lay-by is available on purchases of $25 or more.

Deposit

A 20% deposit of the total of the layby is required on each layby.

Cancellation

If you cancel your Lay-by, fail to make payments when they are due, or fail to collect Lay-bys by the due date we will refund you all amounts paid, minus the initial 20% deposit.

Payments

Minimum fortnightly payments of 10% are required.

Additional Payments

In addition to the minimum fortnightly payments, you are able to make unlimited installments during your lay-by term.

Agreement

Customers must sign the layby receipt to acknowledge these terms and conditions.